| 基于动态财务分析的地质灾害保险定价 |
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| 引用本文：谷 玉1，李应求1，欧阳迪飞1，甘 柳2.基于动态财务分析的地质灾害保险定价[J].经济数学,2016,(2):93-97 |
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| 中文摘要:将经济学中的动态财务分析(DFA)模型应用于地质灾害保险定价中,对离散的灾害事件、经济损失等进行建模分析,计算出纯保费.实证分析以湖南省邵阳市为例,结果表明该模型实用性强、操作简单,计算出来的保费率具有一定的参考价值. |
| 中文关键词:保险学 保费厘定 动态财务分析 |
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| Geological Disaster Insurance Pricing Based on Dynamic Financial Analysis |
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| Abstract:The Dynamic Financial Analysis (DFA) model in economics was used in geological disaster Insurance Pricing. The discrete disasters and economic loss were analyzed by modeling, and the pure insurance cost was calculated. Taking Shaoyang city of Hunan province as an example, the empirical analysis results show that the model is practical, simple in operation, and the premium rate calculated has a certain reference value. |
| keywords:Insurance The premium is determined Dynamic financial analysis |
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