我国担保契约的保费费率定价问题
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引用本文:贾芳琳,黄亚雄,顾海峰.我国担保契约的保费费率定价问题[J].经济数学,2010,27(2):62-66
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作者单位
贾芳琳 (1. 北京大学 经济学院北京1008712. 广州番禺职业技术学院广州 番禺5114833. 湖南工业大学湖南 株洲412007) 
黄亚雄  
顾海峰  
中文摘要:对于担保方而言,通过对被担保企业实施一定期限的债务展期是可能的.为加快实现我国中小企业信用担保业的可持续发展,通过把存款保险的风险定价思路引入信用担保的费率厘定领域,并针对基于债务单阶段展期金融契约定价模型的不足,给出基于债务多阶段展期金融契约的信用担保费率厘定模型与方法,并作出相关的实证分析.
中文关键词:信贷市场  信用担保  债务展期  费率  厘定
 
Study on Fee rate Pricing of Credit Guarantee in China Loan Market
Abstract:In order to promate the development of middle and small size enterprises, it is probably judicious for the guarantee company to implement a (the) debt delay to the debt company. This paper introduced the risk pricing into the Credit Guarantee framework, and created the guarantee pricing model based on the multi stage debt delay. It also provided the pricing method on the single stage debt delay basis,which develops and deepens the theory of Credit Guarantee pricing with practical analysis, and offers the important theoretical reference.
keywords:Loan Market  Credit Guarantee  Debt delay  Fee Rate  Pricing
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